✅ Contract & Legal Document Platforms

These platforms let you generate custom 1099 agreements, service contracts, and platform terms affordably:

1. Rocket Lawyer

• Use: Independent contractor agreements, NDAs, service contracts
• Price: ~$39.99/month (includes unlimited documents)
• Link: rocketlawyer.com

2. LegalTemplates.net

• Use: Offer letters, staffing contracts, training disclaimers, release forms
• Price: ~$39.95/month or $7–$35/document
• Link: legaltemplates.net

3. Docracy

• Use: Free editable legal templates for freelancers and startups
• Price: Free
• Link: docracy.com

4. GetTerms.io

• Use: Generate platform Terms of Use, Disclaimers, Cookie Notices
• Price: Free to ~$49
• Link: getterms.io

5. PrivacyPolicies.com

• Use: Generate Privacy Policies (HIPAA-ready), CCPA, GDPR compliance
• Price: Free to $39 one-time
• Link: privacypolicies.com

6. Iubenda

• Use: Advanced data protection, consent management, and privacy policies
• Price: Starts at $29/year
• Link: iubenda.com

✅ Subscription & Membership Tools

If you want to charge caregivers or facilities monthly or per-use, these tools work perfectly:

1. Stripe + Memberstack

• Use: Handle monthly caregiver subscriptions, onboarding fees
• Price: Stripe takes ~2.9% fee; Memberstack from $25/month
• Link: stripe.com, memberstack.com

2. PayHip

• Use: Sell digital memberships (e.g., caregiver access, training)
• Price: Free + small % per transaction
• Link: payhip.com

3. Thinkific or Teachable

• Use: Sell caregiver training courses with certificates (affiliate model optional)
• Price: Free plans available
• Link: thinkific.com, teachable.com

✅ 1099 Tax Filing & Payroll Compliance

Use these platforms to automate caregiver 1099 filings, and help caregivers with personal taxes:

1. TaxBandits

• Use: File 1099-NEC forms for caregivers; BMK charges a filing fee
• Price: From $0.80/form
• Link: taxbandits.com

2. Wave Accounting

• Use: Bookkeeping, invoices, tax reporting, and payment tracking
• Price: Free (pay for payroll add-ons)
• Link: waveapps.com

3. FreeTaxUSA (Affiliate Model)

• Use: BMK can refer caregivers to file personal taxes and earn commission
• BMK Revenue: ~$7–$11 per referral
• Link: freetaxusa.com

✅ Optional Third-Party Tax Services for Clients

If families ask for payroll/tax help for live-in or long-term caregivers, you can refer:

1. Care.com HomePay – $59/month

Link

2. HomeWork Solutions – $165–$245/quarter

Link

BMK can earn referral bonuses or offer bundled support.

Would you like a checklist of what to generate first for BMK (contracts, onboarding, tax setup) using these tools?

I can also prepare:

• A caregiver subscription page with Memberstack
• A legal toolkit folder (NDA, 1099 agreement, platform terms)
• A referral partner contract for third-party training

Let me know what you want to build next!

You said:

yes i need a check list of what to generate first for BMK (contracts, onboarding, tax setup) using these tools? AND INCLUDE PRICES PER DOCUMENT I NEED AND TOTAL AFTER EVERYTHING

2/2

ChatGPT said:

Here is a BMK Caregiver Referral Agency – Legal & Operational Checklist for launching your 1099-compliant platform, including tools to use, prices per document/service, and the estimated total cost.

✅ PHASE 1: BUSINESS LEGAL & PLATFORM POLICIES

Subtotal Phase 1: ~$285 – $320

✅ PHASE 2: ONBOARDING MATERIALS & CANDIDATE COMPLIANCE

Subtotal Phase 2: ~$60 + TaxBandits cost (e.g. 100 caregivers = $100)

✅ PHASE 3: PLATFORM & FINANCIAL SETUP

Subtotal Phase 3: ~$49/month (optional tools)

✅ TOTAL COST ESTIMATE (UPFRONT)

🧾 Estimated One-Time Total: $445 – $480
📆 Monthly Operating Tools: $0 – $49/month

💼 Optional Add-Ons

✅ STEP 1: Register Your Business (LLC or Corporation)

✔ What You Need:

• Business name: e.g. BMK Staffing Group LLC
• Business address (use your home, office, or registered agent)
• EIN (Employer Identification Number) from the IRS

✔ Where to File (Massachusetts):

Use the MA Secretary of State online portal:

📍 Register your LLC or Corporation – MA Corporations Division

💵 Cost: ~$500 (filing fee + optional expedited service)

✅ STEP 2: Get Your EIN (Tax ID) – Free and Required for Banking

📍 Apply for EIN from the IRS

✔ Needed for:

• Opening a business bank account
• Filing 1099s with TaxBandits
• Contract templates and tax docs

✅ STEP 3: Create Legal Agreements

We’ll create these contracts using LegalTemplates.net or RocketLawyer. Start with one of these two:

OPTION A – Rocket Lawyer

• Monthly Plan: $39.99/mo (unlimited documents)
• Best if you want to draft multiple documents now

OPTION B – LegalTemplates.net

• Pay-per-document: ~$39 each
• Best if you just want a few specific forms

✅ 1. Independent Contractor Agreement (Caregivers)

Purpose: Protects BMK from misclassification risk. Defines 1099 relationship.

📝 What to include:

• Statement that caregiver is an independent contractor
• Scope of services
• Hourly pay terms & % deductions
• BMK non-employer clause
• IRS 1099-NEC filing clause

📍 Use: “Independent Contractor Agreement” template

✅ 2. Client Service Agreement

Purpose: Sets expectations with families or facilities. Clarifies BMK is not employer.

📝 What to include:

• BMK is a referral agency, not care provider
• Clients pay caregivers directly or via BMK (Stripe/Wave)
• BMK not liable for caregiver actions
• Fees/charges for use of platform

📍 Use: “Client Services Agreement” or “Service Agreement” template

✅ 3. Terms of Use + Privacy Policy (Website Legal)

📍 Use GetTerms.io

• Choose the Business plan ($39)
• Generate:
  • Terms of Use
  • Privacy Policy
  • Cookie Consent (optional)

You’ll paste these into your BMK website footer.

✅ 4. Earnings Disclaimer & Affiliate Disclosure

📍 Use LegalTemplates.net

• If you refer caregivers to:
  • Training (via CareAcademy, Red Cross, etc.)
  • Tax tools (FreeTaxUSA, etc.)
• You’ll need to disclose commissions

✅ STEP 4: Store All Docs in Google Drive / Notion

Organize these documents under folders:

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CopyEdit

📁 BMK LEGAL

   📄 EIN Letter

   📄 Articles of Organization

   📄 Operating Agreement

📁 CONTRACT TEMPLATES

   📄 Independent Contractor Agreement

   📄 Client Agreement

   📄 Terms of Use / Privacy Policy

📁 PLATFORM POLICIES

   📄 Earnings Disclaimer

   📄 Removal Policy

Would you like me to:

✅ Draft these first 3 contract templates for you to customize
✅ Add signature blocks
✅ Format them into Word & PDF versions?

Let me know and I’ll generate the documents for Independent Contractor, Client Agreement, and Website Terms next.

1. Independent Contractor Agreement (For Caregivers)

INDEPENDENT CONTRACTOR AGREEMENT
This Independent Contractor Agreement (“Agreement”) is entered into by and between:

BMK Home Care and Staffing Agency, a referral agency based in Massachusetts (“Company”),
and
[Full Name of Caregiver], an independent contractor (“Contractor”).

1. Scope of Work

Contractor will provide non-medical home care, companionship, patient observation, or skilled nursing services as agreed upon with clients introduced by BMK.

2. Independent Contractor Status

Contractor is not an employee, agent, or partner of BMK. Contractor shall:

• Set their own hours
• Select clients independently
• Use their own tools and transportation
• Be responsible for their own taxes and insurance

3. Payment & Fees

• Clients are billed [directly/by BMK via Stripe/Wave].
• BMK deducts a [20–30%] referral/service fee from each payment.
• BMK will issue a 1099-NEC annually if Contractor earns $600+.

4. Term & Termination

This agreement remains in effect until either party provides 14 days’ written notice. BMK may remove the Contractor from its referral list at its discretion.

5. Liability & Insurance

Contractor agrees to maintain their own professional liability insurance. BMK is not responsible for accidents, negligence, or harm caused by the Contractor.

6. Confidentiality

Contractor shall not disclose client information or BMK internal systems.

Signed:

Contractor Name: __________________________
Signature: ______________________ Date: ___________

BMK Representative: _______________________
Signature: ______________________ Date: ___________

📄 2. Client Service Agreement

CLIENT SERVICE AGREEMENT
This Agreement is between:

BMK Home Care and Staffing Agency (“BMK”), and
[Client Name] (“Client”).

1. Nature of Services

BMK refers independent caregivers to clients. BMK is not the employer of the caregivers and does not supervise or manage the caregivers’ work.

2. Relationship with Caregivers

Caregivers are independent contractors. Client is responsible for:

• Finalizing hourly rate
• Scheduling
• Supervising services
• Reporting service concerns directly to BMK for resolution or reassignment

3. Payment & Service Fees

Client agrees to:

• Pay agreed caregiver rate [plus applicable platform or processing fee].
• Accept BMK’s role in deducting its referral fee from caregiver payment.
• Use BMK’s invoicing/payment system [Stripe/Wave] where applicable.

4. Liability

Client understands BMK is not liable for acts or omissions of the caregiver. Client is encouraged to verify insurance coverage independently.

5. Cancellation & Dispute Resolution

Client may terminate caregiver services at any time. BMK will attempt to resolve complaints and can offer replacement caregiver referrals.

Signed:

Client Name: __________________________
Signature: ______________________ Date: ___________

BMK Representative: _______________________
Signature: ______________________ Date: ___________

📄 3. Website Terms of Use (Short Form)

TERMS OF USE
By using the BMK website or service platform, you (“User”) agree to the following:

1. Referral Service Only

BMK is a caregiver referral agency. We do not provide care services directly and are not liable for caregiver conduct.

2. Independent Contractors

All caregivers listed or referred by BMK are independent contractors, not employees or agents of BMK.

3. Payment Terms

Users agree to our fee deduction policies or subscription terms and authorize BMK to collect or process payments via third-party tools.

4. Code of Conduct

All users must act respectfully and professionally. BMK reserves the right to suspend access for policy violations.

5. Limitation of Liability

BMK is not liable for disputes between clients and caregivers. Use of the platform is at your own risk.